If you had a bank that credited your account each morning with $86,000—but carried over no balance from day to day, allowed you to keep no cash in your account, and every evening canceled whatever part of the amount you failed to use during the day, what would you do? You would draw out every cent every day, of course, and use it to your advantage!

Well, you have such a bank, and its name is TIME!  Every morning it credits you with 86,400 seconds. Every night it rules off as lost whatever time you failed to invest to good purpose. It carries over no balances and allows no overdrafts. Each day it opens a new account with you. If you fail to use the day’s deposits, the loss is yours. There is no going back. There is no drawing against tomorrow.

Scripture: “See then that you walk circumspectly, not as fools but as wise, redeeming the time, because the days are evil.” Ephesians 5:15